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free walmart card from mypoints

May 1st, 2005 at 06:34 pm

I am just now getting the mail gone through from being gone to the hospital most of last week. I belong to mypoints, and I had cashed in some points for a walmart gift card. it arrived in the mail while we were gone. I will use it for gas, as when you use these, you get an extra 3 cents a gallon off. that will help a lot. if anyone wants info on joining my points, let me know--i can get an extra 100 points for every person who joins thru me. basically i just take surveys and visit websites to earn the points. you can also get points if you order online thru certain busiesses, which are all businesses i use anyway.
i also went thru my bills for may:
house payment $670
electric $111
water & sewer $ 40
trash $ 16
storage unit $ 70
girls tution $527
dish network $32
cell phone $44
house phone & dsl $75
ozark pioneer $160
gasoline $100
monthly bank fee $7.50
milk & groceries $25.00
auto insurance $275
dr bill for dau $350
hospital for dau $250
grand total $2752.50

I currently have $370.00 in the bank, and $1200 i savings. That means I am short this month 1182.50.
I know I can make payment arrangements on the house phone. I will put the dish on vacation rate, that will be a charge of $5 for June instead of the full amount. I will have to see about withdrawing money from my Ozark Pioneer fund-which is already low as I had to split it with the ex. I can not make payment arrangments on the electric, as it is already on the level budget plan.

Now for the biggest problem of all--Most of my montly bills come directly out of my checking account automatically. So, I dont have the option of "skipping a few" of them this month. I will only write checks for the dr, hospital, milk & groceries, and gasoline. I think I can get thru May--just barely, but, since I go back to work around May 11, my may 20 paycheck will only have 2 days on it. the next check will be june 3.

Next problem, since I will have been off work for more than 30 days, I am losing my insurance at work until July 1. To get state medicade insurance, you have to have been without insurance for 6 months or more according to the state website, so daughters followups will all have to come out of my pocket. i am going to call the state on monday though, to see if exceptions are made for children with a health problem.

If anyone has any ideas or suggestions, I am open to any and all.
i cant drop my dsl--i get it at half rate as an employee, and if i drop it, and add it back-i lose my half rate as they have done away with that as an employee discount--i was grandfathered in on it. plus i am going to try and sell some stuff on ebay also. the girls school tution is not an option either. only 3 weeks of school left, i cant move them to public schools now, and even if i did, i still have to pay the balance-

1 Responses to “free walmart card from mypoints”

  1. Anonymous Says:
    1115034351

    Ouch, I know most Drs are pretty understanding about stuff and let the bills pile up for you, I hope you find one like that.

    Oh and the 30 a week thread might help with the groceries.

    Do you have any lost money? I know DH and I have money coins, old and newer, bills and such just sort of lost around here. Plus the kids have money, if yours do maybe you could borrow it, or have them buy dinner (if it is their favorite food it isn't stealing their money in my book)

    Do you live near any relatives? A few extra visits might also reduce the groceries. (or just good friends)

    Since you are home can you do a garage sale? most kids and adults can do some decluttering pretty painlessly.

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