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Frugal Day and then some

May 10th, 2005 at 05:51 am

62 cents today. Actually I ordered food totaling $2.62 from taco bell, but had a $2 coupon. Then, I was looking over the bills, and a lightbulb went off in my head. I am supposed to have only a $15 copay each time I go to the dr. I pay it with my flexcare medical visa card from work each time I go to the dr. So, why am I paying payments on my surgery from last winter still?? I called the insurance company to ask why--seems they paid a claim of $435 that my dr shows as unpaid. I have paid $135 on this. The insurance company called the dr office and kept me on hold while they called them. Pretty soon, the insurance company comes back on the line and tells me he spoke to Kahty at the dr office, and they are sending me a refund check of $135. Evidently, my payment from the insurance was applied to someone elses account with the same first inital and last name.
Then, I called dishnetwork. I was on the cheapest package they had--60 channels for $31.98. I sent them an email last week, asking if there was anything else cheaper. Come to find out, I can get the local channels only for $5.99, plus a $5 fee for not having a package, plus $4.95 for the second receiver. So, I went that route. That changed my dish bill from $31.98 to $15.98. I was going to do vacation rate, but with tornado season coming, I like the idea of getting the local stations. I can not hear the warning sirens at my house. I ordered some coupons from frugal and free. I got a bunch of white rain buy one get one free coupons. My local drug store has whiterain shampoos and conditioners on sale for 75 cents each, so I can get 20 bottles for $7.50. I also got some shampoo a couple weeks ago when it was on sale at walgreens, and i have a rebate coming back on that -it will about cover what I spent the first time. So, I probably wont need to buy anymore shampoo for the rest of the year--unless I see it marked way down and have coupons again.
Lastly, I went buy a "mini farm" for sale today. If I sold my house for $150,000 (which 2 realitors said would be the correct asking price) I could get this place and owe nothing. I owe less than $50,000 on my current home. This place I looked at is selling for $90,000. The reason it is selling low, is because even though it is in the country, there is a race track about 1/2 mile from it and on Saturdays it is noisy. Since I normally work on Saturdays, and its only 1 day a week, I could handle that for no payments... It is 7.5 acres, and fairly close to my parents-just a few miles away. I am going to call tomorrow for more info on it. It looked good from the outside, but may be junk inside-who knows... lots of room for a big garden and maybe a horse and cow. It also had a couple of outbuildings, one which looked big enough to park my camping trailer in. It is also on rural electric, which is cheaper than town electric, plus you earn dividends back. So, tomorrow I will call and get more info on it. Wed I go back to work, Thursday, daughter #2 goes back to the dr, and Friday I work. Will be strange working, as I have been off with her being sick since March 8.

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